Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Monday, December 28, 2009

Coupon Insert Tenative 2010 Schedule

This is a great tool for all of us Coupon Divas. For The Mommas has listed a tenative listing of the Sunday newspaper coupon inserts for 2010. If you notice on the list this Sunday's newspaper (1/03/2010) is slated to have 2 Smart Source inserts, 2 Smart Source inserts, and a General Mills insert. So this is a newspaper that is worth asking your neighbors and family for the coupon inserts if they don't use them. So click here to see the list over at For The Mommas.


Friday, December 18, 2009

Start Making Money For Christmas 2010: Volume 4

Search & Win Another way that I make Christmas money is to use a search engine called Swag Bucks. This site is a search engine, powered by Google and Ask, that randomly issues Swag Bucks for searches done by its members. Members can then cash in their Swag Bucks for a prize. They offer a wide array of prize options such as: gift cards (online & offline), band swag, music, Electronics, Video Game Systems, and more. My favorite prize is the Amazon e-Gift Card. I save these up and use them for gift buying for the holidays. I can find gifts for most people on my list there at Amazon and when I use my e-Gift Cards, the gifts did not cost my any money.

Some other ways to earn Swag Bucks are shopping from one of the stores in their database, by trading in video games, old cell phones, submitting an idea for a poll, and inviting your friends to join using your referral id. Swag Codes, which are like a promo code to get a free Swagbuck, can be found periodically in the Swagbucks blog and on the Swagbucks Twitter page.

Every Friday they have "Mega Swag Bucks Day". That means that if you are not a member of Swagbucks, today is the day to join. MEGA Swagbucks happens every Friday. You will have a chance to get 5, 10, 20, 50, or 100 Swagbucks on random searches.

Check it out at Swag Bucks today and start earning toward your Christmas 2010. To check it out, Click here or click the banner above.

(Disclosure: I am a member of Swag Bucks and will earn Swag Bucks from my referrals that I have. For more info on my disclosure statement, click the link in my left sidebar.)

Wednesday, December 9, 2009

Start Making Money For Christmas 2010: Volume 2

As promised, here is the next installment of Start Making Money For Christmas 2010. Today let’s talk about ways that you can make money offline. With the growing concern over the current job loss in the country, Christmas gifts and family meals are a luxury instead of just a tradition.

Do you have unused textbooks? If so, sell them. College students are always looking to get the best deal on their books for school. If you have ever went to college you know how expensive it can be. People sell textbooks on sites like eBay, Amazon, Half.com, and even at some campuses they have a bookstore that will buy them back.

Do you love to bake? Why not put out the word that you will bake for profit in your neighborhood. A lady in my community makes cakes on request from her customers. Granted it is a small operation, she still makes extra cash doing it. Last I heard, she was making around $100 extra a month. You can advertise your services amoung your friends and church members.

If you don’t mind cleaning houses, there is always someone looking for people to come clean theirs. You can advertise amoung your friends and family. A cousin of mine now cleans 4 houses a week and makes an extra $800 a month. She cleans them while her kids are in school and is home by the time they get off of the school bus.

You can make extra cash by having a yard sale. Post signs in the neighborhood to direct traffic to it and post an ad in your newspaper in town.

Become a tutor for extra money. There are parents that look for people who can help their children in math and English when their child is struggling. You can advertise in your local newspaper and get the word out by posting on local bulletin boards of your service. A friend does this and charges $15 an hour. It won’t make you rich but if you get a few clients you can make enough to make it worth the effort.

If you like kids, offer a babysitting service. If you put out the word in the neighborhood that you are available, they will come to you. Post a flyer on any bulletin boards and if you belong to a church or a mother’s group, tell them about it. I baby-sit for a few families in the neighborhood on the weekends. I don’t do it every weekend, but a couple times a month.

These are just some of the making money ideas that I have. I will post some more tomorrow. So stay tuned…

Friday, November 13, 2009

November 12th Update on Coupons.com

Coupons.com has tons of coupons that you don't want to miss out on. Check out some of the coupons that are available.

FOOD RELATED

Save up to $2.50 on French Meadow Bakery breads
Save $3.00 on any One (1) Pkg HORMEL® Party Tray
Save $1.50 on ANY One (1) DiGiorno Ultimate Toppings Pizza
Save $0.50 when you buy ONE TUB any flavor/variety Betty Crocker® Frosting
Save $1.00 on ONE package of Kellogg's® Special K® Blueberry Cereal (11.4 oz. or Larger)
Save $0.50 on any Starkist Pouch Product
Save $0.50 off any one (1) Minute® Rice Product
Save $0.75  ON ANY (1) PACKAGE OF GOLD’N PLUMP® ALL NATURAL™ CHICKEN
Save 0.50 on Two (2) when you buy any TWO Pillsbury® Crescent Dinner Rolls
Save $0.55  Any Challenge Dairy Product
Save $0.50 on SIX (6)  when you buy SIX any variety Yoplait® Yogurt cups (Includes Original, Light, Thick & Creamy
Save $1.00 on ANY Buddig Original Tub
Save $0.55  when you buy Original Cheerios® cereal (the one in the yellow box)
Save $1.00 on TWO (2)  when you buy any TWO Chex® cereals • Rice Chex® • Corn Chex® • Wheat Chex® • Honey Nut

HOUSEHOLD RELATED


Save $1.50 on Clorox 2® Stain Fighter and Color Booster
Save $2.00 with purchase of two GE lighting products (Redeemable only at Target)

Save $2.00 on GE Energy Smart® compact fluorescent lighting product (Redeemable only at Target)

PERSONAL CARE

Save $2.00 on any NIVEA Body Wash for Women (16.9 fl. oz 500ml)
Save $3.00 ON 1 MAYBELLINE NEW YORK PULSE PERFECTION VIBRATING MASCARA
Save $1.00 on any Jergens Naturals® Daily Moisturizer 16.8oz or larger

TOYS AND GAMES

Save $5.00 on the purchase of (1) Mr. Potato Head® Spud Buds™ toy
Save $2.00 on the purchase of (1) MR. POTATO HEAD® or MRS. POTATO HEAD® toy
Save $5.00 on the purchase of (1) MR. POTATO HEAD® Silly Suitcase™ toy
Save $10.00 on the purchase of (1) PLAYSKOOL® Musical Sit 'N Spin™ toy
Save $5.00 on the purchase of (1) PLAYSKOOL® SWING ‘N SCORE BASEBALL™ toy

Save $5.00 on a My Little Pony purchase of $20 or more.

Many more coupons are available, just click here to see a complete list.





Preview of All You December Coupons

I got my copy of the December All You today. I always get so excited to check out the new edition. It is packed with $64.80 of coupons this month.

Food Related
$1 off any One Package of All Bran Cereal 11.4oz or larger
$0.75 off one jar of Bertolli Pasta Sauce
$1.00 off any One Box of Kellogg's Corn Flakes Touch of Honey Cereal
$1.00 of (4) Hunt's Canned Tomatoes 14.5oz. or larger
$1 off when you buy All You Magazine's January issue and any Hunt's Ketchup
$1.00 off One Marie Callender's Pasta Al Dente
$1.00 off any One Marzetti Veggie Dip 11oz. and larger
$1.00 off when you buy All You Magazine January Issue and any McCormick Perfect Pinch Seasoning Blend
$1.00 off One Orville Redenbacher's Gourmet Popping Corn (6-Pack)
$1.00 off (2) Parkay (1 lb. Sticks)
$1.00 off One Smithfield Paula Deen Crunchy Glaze Spiral Ham
$1.00 off (1) Peter Pan Peanut Butter (28 oz. or larger)
$1.00 off when you buy the All You January Issue and any Peter Pan Peanut Butter
$1.00 off (4) cans of Rotel Diced Tomatos (10 oz. or larger)
$0.55 off of any Sargento Natural Shredded Cheese 5oz. or larger
$1.00 off any One bag of True North 100% natural nut snacks
$1.00 off any (2) Packs of Trident Layers Gum
$1.00 off Truvia
$1.00 off any One 5oz Bag or Larger of Starbucks Coffee
$1.00 off One box of Tazo Filterbag Tea or Tea Latte Concentrate


Health and Beauty
$1.00 off any N.Y.C. New York Color product of $1.72 or more
$0.50 off any Vaseline Clinical Therapy Body Lotion
$1.00 off any Rimmel London Eye Shadow Or Eye Liner
$2.00 off Rimmel London's Gentle Eye Make Up Remover
$1.50 off any One Dove Cream Oil Body Lotion or Hand Cream
$2.00 off any size or strength ESTER-C product
$3.00 off when you buy any Neutrogena Cosmetics
$2.00 off any Neutrogena product
Buy 1 get 1 Free any LaCross Beauty Tool Product of Equal or Lesser Value
$1.00 offf any Nature Made Vitamins
$0.50 off any Colgate Wisp 16 count product
$10 off any Phillips Norelco arcitec, Speed-XL (8200 series) or Nivea For Men razor
$5 off any Phillips Norelco replacement head
$1.00 off any One Poise Product
$1.00 off when you buy the All You January Issue and any Nivea Body Wash product
$1.00 off when you buy the All You January Issue and any Rimmel London cosmetics product
$1.00 off when you buy the All You January Issue and any N.Y.C. New York Color product of $1.99 or more

Other
$3.00 off any (2) products from The Fragrance Collection by Glade
$1.00 off of (3) 2oz. trays of Fancy Feast Appetizers any variety
$1.00 off any pack of Vanity Fair Plates or Bowls

Don't miss out on any issues of All You, Subscribe Today  for $19.95 and receive a $3 Discount at Checkout.




Wednesday, November 11, 2009

Don't Miss These Printable Coupons!


Get the newest coupons for Glade at Right At Home.




You can find the latest Pillsbury Coupons by Clicking Here.











Use CoinStar and Get A $10 Gift Card Bonus

CoinStar has a promo going now until 12/06/2009 that gives you a $10 Gift Card or eCertificate by mail if you cash in $40 in change and choose the Gift certificate to cash out with. At the bottom of your receipt there will be instructions to get your bonus gift card. There are gift cards for Amazon, Itunes, Lowe's, and more.

An Excerpt from the Rules:
Receive the $10 gift card via mail. Allow 6–8 weeks for processing. If terms and conditions are not met, the $10 gift card will not be sent. Coinstar is not responsible for any claims lost, damaged, or delayed in transit.


To find a location near you Click Here.

This offer is valid at participating locations. For a complete list of the Offical Rules of this promo Click Here.





Thursday, October 22, 2009

Do You Meal Plan?

At the end of each month I plan my meals for the following month. That's right, a whole month. This is important since I do only one major grocery shopping trip a month. I use a day planner that has each day broken down individually. I started doing this 2 years ago and can't imagine living without the meal plan. Of course things happen along the way on a night or two, but for the most part we stick to it. After I write my meal plan out. I do a search for ingredients in the pantry and that is how my grocery list comes to life. This method helps me stay on budget and still have enough meals to last until the next month.

So I am throwing this out there to all of you. Do you go by a meal plan or do you just wing it? Also, does that method work for you and your family?






Wednesday, October 14, 2009

Amazon Deal Alert: Select Video Games Are Buy Two, Get The Third Free

If you have video games to get as Christmas gifts you need to take advantage of the deal Amazon has until 10/17/09. Currently when you Buy Two select video games you get the Third select Video Game FREE. There are games that are eligible for the Nintendo DS, Nintendo WII, XBOX 360, Playstation 2 & 3, and the Sony PSP. Below is an example of some of the games that are included. So hurry on over and grab some before the deal is over.

Nintendo DS: Mario & Luigi Bowser's Inside Story

Nintendo DS: Pokemon Platinum 

 Nintendo WII: Disney's Bolt

Nintendo WII: Guitar Hero 5







Monday, October 12, 2009

Sc Johnson is Offering a $5 Rebate

You are eligible for a $5 Rebate if you buy any 3 SC Johnson Products.

Participating brands are:

Ziploc
Glade
Windex
Scrubbing Bubbles
Pledge
Shout
Fantastik
Drano
Raid
Off
Saran
Nature's Source

Click this link to download the rebate form. All that is required is for you to send UPC barcodes and the original reciept. Your receipt needs to be dated 10/01/2009 through 6/30/2010.






Friday, October 2, 2009

Places to Download Coupons To Your Store Loyalty Card

Do you have a store loyalty card? If so, did you know that you can download e-coupons to your card that will activate when your card is scanned at the register and the specific item is purchased? This is a great way to cut down on the coupons that you have to organize and carry around. All that you have to do is register your card number and then you can begin to marking the e-coupons that you want to use with your card.

All of these sites use your zip code to bring you the valid e-coupons that are available for your area. They are all FREE to join and are quick and easy to use. Check out these sites below to get started.

Shortcuts Participating stores are: Kroger, Baker's, Carrs Safeway, City Market, Dillions, Gerbes, Dominick's, Fry's Marketplace, Genuardi's, Hilander, Jay C Food Stores, King Soopers, Owens, Pavillions, Pay Less Super Markets, QFC, Ralph's, Vons, Tom Thumb, Randalls, Smith's.

Cellfire  Participating stores are Kroger, Bakers, Carrs, City Market,Dillons, Dominicks, Fry's, Genuardi's, Gorbes, Hilander, Jay C Food Stores, King Soopers, Owen's Pay Less, Pavillions, QFC, Ralph's, Randalls, Safeway, Scott's, Smith's, Tom Thumb and Vons.

Coupons.com  Participating stores are: Safeway, Vons, Genuardi's, Carrs, Randall's, Dominick's, Pavillions, and Tom Thumb.

P&G eSaver offers this service for The Kroger Family of Stores and Safeway retailers.

If anyone knows of any other sites that offers this service leave the link in comments for everyone to see.


Monday, September 21, 2009

A Call to All of My Readers With Dogs



I have an abundance of coupons for Dog related products. I hate to see them going to waste so the 1st person to email me their address will get them. There is around 40 coupons in the batch. I will post here when these are claimed.

Email me at marylavent31@gmail.com

HEATHER M. HAS CLAIMED THESE COUPONS. Thanks for all that responded.








Tuesday, September 15, 2009

Mommy's Money Cents Coupon Giveaway: 2 Lucky Readers Will Win 100 Coupons

I am giving away 100 coupons to 2 readers! These are coupons that come from magazines, newspapers, and manufacturer coupons that were mailed to me. The coupons are already clipped and end 10/1 and later. This will give your coupon stash a boost.
How To Enter the Giveaway:
1. Another way to get coupons is to download coupons to your store's loyalty card. Leave me a comment telling me if you download coupons to your store's loyalty card and what store it is for.
More ways to enter:
2. Follow my blog and leave me a comment (Located in the left sidebar)
3. Subscribe to my blog and leave me a comment (Located in the left sidebar)
4. Grab my button and leave me a comment (Located in the left sidebar)
5. Post about this on your blog or website and leave me a direct link to the post
6. Tweet about the giveaway and leave me a link
7. Become a fan of me on Facebook and leave me your username
REMEMBER: Leave an email address that I can contact you if you are the winner

Deadline is Sept 20th at 11:59pm
Winner will be announced Sept 21

Saturday, September 12, 2009

Preview of Good Housekeeping October Coupons

I just got my October issue of Good Housekeeping today. It has over $30 in coupons. Here is a preview of what to expect.

Coupons
75 cents off of Marzetti Carmel Apple Dip 12 oz. or above
$1 off any Two Ziploc Brand Bags
$1.50 off any two Ziploc Brand containers
50 cents off of any 6 oz. French’s French Fried Onions
$4 off of any Glade Sense & Spray starter kit
$1 off of any two Glade Sense & Spray refills
50 cents off of any one New York Brand Frozen Product
$3 off Windex Outdoor All-in-One Glass Cleaning Tool starter kit
75 cents off one 32 oz. Dannon All Natural Yogurt Product
$1.50 off of any two Pledge Furniture care products
$1 off of Pledge Fabric Sweeper for pet Hair
$1.50 off of any Skinmate Moisturizing Cream Shave
$1 off of Pledge Multi Surface product
$1.50 off of one package of Tena Pads 36-72 ct./overnight
$2 off of any Tena Underwear including Tena Men Protective Underwear
$1 off any Marcal Small Steps paper towel, napkin, bath tissue or facial tissues or
$1 off of any Always Infinity Product
$1.00 off any 2 Snyder’s of Hanover Pretzels
55 cents off of any Wholly Guacamole or Wholly Salsa
75 cents off Living Gloves
75 cents off any one Laura’s Lean Beef fully-cooked entrĂ©e or frozen patties
$1 off Teriyaki Takumi
50 cents off of any variety of Egg Land’s best Eggs

Coupons Redeemable at Walgreens
$1 off Caress Beauty Bar or Body Wash
$1 Palmer’s Cocoa Butter Formula Product
75 cents off of any one Red Barron Pizza products
30 cents off one Qtips Cotton Swabs

Instead of buying single copies of Good Housekeeping, subscribe today by
Clicking Here. Currently on Amazon, Good Housekeeping 2-year subscription is $15 with an extra $5 off at check out. That will make it $10 for a 2-year subscription.


Wednesday, September 9, 2009

Big Crumbs Is Giving Away an IPod Touch Daily Til 9/12!!

Big Crumbs is giving away an  IPod Touch everyday on Twitter till September 12 in celebration of their new look for their site and their official Twitter page. All that you have to do is to follow Big Crumbs on Twitter and Tweet about the giveaway once daily. The winner will be announced on Twitter once daily. See the official rules here.

What is Big Crumbs? Well, it is a FREE site that offers cash back on a variety of retail sites located online. Your cash back is paid to you through PayPal on the 15th of the month with one month delay (January earnings will be paid in March). They offer cash back on eBay transactions too. For more details click the banner.  

Wednesday, August 26, 2009

Cellfire Has Been Reloaded!!

Cellfire is a site that will let you download coupons to the Kroger Family Stores Plus card. There are new coupons that have been listed on the site (just in time for the new ad for the week). This is the last week to get in on the Mega Savings Event at Krogers (check your store for sale details).



Ways To Save Money

Since I started being a WAHM, it gave me time to analyze my spending. I made it a goal to find ways to save money. I have been successful in cutting back and being able to have money saved back for emergencies. I thought that I would share some of those ways with you today.


1. Turn off all appliances when not in use. Things like the coffeemaker, microwave, computers, blow dryers, and phone chargers can use electric even when you are not using them. The microwave constantly uses electric when it has the clock running on it and the computers (even if it is in power saver mode) will use some electric when the power is on. If you do this through out the house you can save some on your electric bill every month.


2. Instead of hiring someone to do your landscaping, do it yourself. I use to hire someone to cut my yard for $40 a week, now I spend $5 a week on gas to cut my lawn myself. I save $140 a month now. I even found out I enjoy doing yard work. My daughter even helps me rake.


3. Pay bills online when available. Most companies have this feature on their websites now and charge nothing for the service. Some bills you can set up automatic withdrawal for free, which is another great way to pay bills without needing to use the post office. You can save money on stamps and envelopes this way.


4. Save money on buying clothes by shopping at thrift or discount stores. Thrift Stores are a great way to find gently used brand name clothes at places like these. Also, check sites like eBay for clothing items. I have found some great clothes this way.


5. Bake your own bread and sweets for your family. Not only will you save money but you will control what ingredients go into them. The savings between the ingredients and the store bought bread and sweets are a huge difference. The ingredients can make several rounds of your favorite bake goods. I make mine every Saturday morning and my daughter loves to help bake. This is a great way to get the kids involved in the kitchen.


6. Instead of going out to eat for lunch or dinner cook in some of your favorites. You can make them for less at home than you can spend on a meal at a restaurant and you can relax in the comforts of home. If you need recipes you can look them up on the internet, there are plenty of restaurant copycat recipes out there for you to remake what you want.


7. Make your own homemade cleaners. You can make cleaners that will do the same thing that the leading brands of cleaning products do. They are cheaper to make, so you will save money. You can find all of the ingredients needed at the local stores. Click here for an article about homemade cleaners.


8. On sunny days, turn off your lights and let natural light in through the windows by pulling back your curtains and blinds. If you do this enough you will start to see a savings on your electric bill.


9. When shopping, use coupons, rebates, and sales ads to save money. You can save a large percentage on your grocery bill when you use all of these together. Make a list when you go shopping and stick to it. I know it is easier done than said, but once you get into a routine, it will become easier for you to manage. Some families shop weekly and some families shop once a month for groceries. Find out which will fit your situation. I shop once a month (except for milk & orange juice) and find that I save money by limiting myself this way. You will need plenty of cabinet space to house your groceries when you choose this method.


10. Get cash back from sites like Big Crumbs when shopping online. Sometimes prices are cheaper on sites online than you will find locally in your stores.

Thursday, August 6, 2009

How Do You Organize Yourself To Go Shopping?

Saving money at the grocery store is a concern for more and more households since the economy took a turn for the worse. I have had people stop me in the grocery store and ask do I really save money with my coupons and if it was worth the time and effort to use them. When one lady that looked to be in her 50's stopped and asked why I even bother, I asked her wouldn't she like to save upward of 45% of your grocery bill. She then said that she didn't believe that coupons could save you that much and that they are not worth the paper that they were printed on. I later noticed that she was behind me in line and when the cashier was finished ringing I asked her what my total was before coupons and she said $145.88 and then she rang up all the coupons and said that my new total was 61.23. I looked at the lady behind me and said that those worthless coupons just saved me over $80. While I was loading my groceries into the car she walked up and asked how I organize my coupons. I told her that I suggested The Couponizer system. It makes it easy for people to get organized enough to save each time at the register. If you don't have an organizational method for your household shopping, check out The Couponizer. It offers shopping lists, coupon organizational sleeves, a place to put your stores loyalty cards, a savings tracker, a CoupStacker, scissors, and a carrying bag.

For all of my readers, how do you keep organized for your household shopping? Do you use The Couponizer, a 3-ring binder, coupon wallet, or something that you created. Share with all of us here by leaving a comment.